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INTRO to Robert Deane

The information you need when you need it

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I HAVE THREE GOALS:

My primary goal is to turn the on-line home buying experience from a time consuming and often frustrating search for information into convenient access to the information you need.

SECOND: In this challenging and quickly moving market  I provide you with the framework of knowledge to evaluate and respond to new information.

THIRD: To become your trusted advisor in the purchase of your next home. How do I intend to gain your trust? The old fashion way; I will earn it by proving my experience, knowledge and dedication to superior service.

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The Knowledge Hub is a single source of knowledge about the Home Buying Process. For the first time you have everything in one place. Imaging the time saved and frustration avoided. It is just one of many benefits I bring to my clients.

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Alert! Renters, it’s time to consider home ownership.

By Robert Owen Deane Contact Robert The real estate market is beginning to move from a market strongly favoring seller’s, to a more balanced market.  If you been unable to buy a home because you could not compete with cash buyers or were frustrated by multiple offers on a limited inventory of homes, you may want to look ...

Pet-friendly residential design – The Pet Suite

Enjoy More Options with the Tandem Garage Smaller, narrower lots have largely brought the end to three garage doors in front of a home.  A three-car garage takes up a minimum of 30-feet. That’s fine when the lot is 70 or 80-feet wide; not when you are on a lot that is 40 or 50 feet wide. With the typical five-foot ...

Just for Kids – Show Your Cartoons in a Global Gallery | Slylock Fox

By Robert Owen Deane Slylock Fox I enjoy reading the Sunday Comics and one of my favorite cartoonists is Bob Weber Jr. He is the creator of Slylock Fox and Comics for Kids which include mystery puzzles, visual games, how-to-draw lessons and informative fun facts.  I keep Slylock Fox as my last cartoon, like a desert, as a treat. Of course I am doing “research” for my granddaughter, but ...

Newport Beach – A Surge in New Construction and Remodeling

By Robert Owen Deane This blog post addresses the age of the housing stock in Newport Beach and a critical fact you need to know when looking at listings on the Internet. Don’t build you opinion of a home based on the year built. The value of property in Newport Beach is so exceptional, homes don’t just age, they are constantly re-born. ...

Barton Health – Skilled Nursing

By Robert Owen Deane Read My Blog, “Barton Memorial Hospital – It all Started with a Fall“, for the introduction to this post.   Skilled Nursing and Rehabilitation Just what’s important in rehabilitation from a broken leg? It was three days after my wife’s three hour operation on her fractured femur. It was time to ...

 

 

My RSS Feeds
WASHINGTON (April 22, 2013) – Existing-home sales eased in March from inventory constraints, which continued to pressure home prices, according to the National Association of Realtors®. Total existing-home sales1, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, declined 0.6 percent to a seasonally adjusted annual rate of [...]
Mon, Apr 22, 2013, Continue reading at the source
WASHINGTON (February 25, 2013) – Major commercial real estate sectors continue to improve, albeit slowly, with gradual economic improvement and job creation driving absorption of space, according to the National Association of Realtors® quarterly commercial real estate forecast. Lawrence Yun, NAR chief economist, said rental housing demand has been exceptionally strong. [...]
Mon, Feb 25, 2013, Continue reading at the source
WASHINGTON (February 21, 2013) – Existing-home sales edged up in January, while a seller's market is developing and home prices continue to rise steadily above year-ago levels, according to the National Association of Realtors®. Sales rose in every region but the West, which is the region most constrained by limited [...]
Thu, Feb 21, 2013, Continue reading at the source
WASHINGTON (February 11, 2013) – A growing number of metropolitan areas had higher median home prices in the fourth quarter, with the national price showing the strongest year-over-year increase in seven years, according to the latest quarterly report by the National Association of Realtors®. A companion report shows record high [...]
Mon, Feb 11, 2013, Continue reading at the source
[...] detailed break down of buyers at the regional level (the six Southern California Counties) from DataQuick. DataQuick reports that on the regional level a full 28 percent of home purchases are made by Cash [...] [...]
Thu, Dec 05, 2013, Continue reading at the source
The advance estimate from the Bureau of Economic Analysis indicates that Gross Domestic Product (GDP) increased at a 2.6% annual rate. This was below expectations (generally around 3%). While a “miss,” the first estimate of growth for the final quarter of 2014 includes some notable elements of optimism. In particular, [...]
Fri, Jan 30, 2015, Continue reading at the source
The January 2015 University of Michigan Index of Consumer Sentiment soared to its highest level since January 2004. The Conference Board Consumer Confidence Index also increased sharply, reaching its highest level since August 2007. While three month moving averages smooth these increases, the picture of renewed confidence shines brightly. The [...]
Fri, Jan 30, 2015, Continue reading at the source
On average, the contract rate on conventional mortgages used to purchase newly-built homes, remained a constant 4.03 percent in December, according to data released yesterday by the Federal Housing Finance Agency (FHFA). However, initial fees and charges on the loans dropped form 1.23 percent in November down to 1.16 percent. [...]
Fri, Jan 30, 2015, Continue reading at the source
Total housing starts for 2014 reached the 1 million mark for the first time since 2007. Data from the Census Bureau and HUD for December, plus revisions for October and November, pushed total housing construction to a total of 1,005,800 for the year. Multifamily construction held virtually even at a [...]
Thu, Jan 29, 2015, Continue reading at the source
Todays_re_news
DSnews: Can HAMP borrowers absorb higher payments when mods reset?By Brian HoneaApproximately half a million homeowners who received a mortgage loan modification in 2010 through the government's Home Affordable Modification Program, commonly known as HAMP, are due to reset in 2015 – and those homeowners will be facing slowly increasing [...]
Mon, Jan 26, 2015, Continue reading at the source
For release:January 23, 2015 California pending home sales register first annual increase in nearly two years REALTORS® say improving economic conditions and buyer urgency point to better market in 2015 LOS ANGELES (Jan. 23) – Pending home sales posted higher on a year-over-year basis for the first time since January 2013 and as [...]
Fri, Jan 23, 2015, Continue reading at the source
For release:January 8, 2015 California REALTORS® applaud lowering of FHA mortgage insurance premium LOS ANGELES (Jan. 8) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) today issued the following statement in response to President Obama's upcoming announcement to cut the Federal Housing Administration's (FHA) mortgage insurance premiums by 50 basis points. "Reducing [...]
Thu, Jan 15, 2015, Continue reading at the source
C.A.R. CEO Joel Singer has been named one of the 200 most powerful people in residential real estate, ranking No. 32, according to the 2015 edition of Swanepoel Power 200. "The SP200 serves to identify those leaders that impact and lead the residential real estate brokerage industry," said Rob Hahn, executive [...]
Thu, Jan 15, 2015, Continue reading at the source
This is an unofficial list of Problem Banks compiled only from public sources.Here is the unofficial problem bank list for Jan 30, 2015. Changes and comments from surferdude808: As expected, the FDIC released an update on its enforcement action activities through December 2014 that contributed to all of the changes [...]
Sat, Jan 31, 2015, Continue reading at the source
Restaurant Performance Index
I think restaurants are happy with lower gasoline prices (except, I hear, McDonald's) ...Here is a minor indicator I follow from the National Restaurant Association: Restaurant Performance Index Finished the Year on a Positive NoteDriven by positive sales and traffic and an uptick in capital expenditures, the National Restaurant Association's [...]
Fri, Jan 30, 2015, Continue reading at the source
Fannie Freddie Seriously Delinquent Rate
Freddie Mac reported that the Single-Family serious delinquency rate declined in December to 1.88%, down from 1.91% in November. Freddie's rate is down from 2.39% in December 2013, and the rate in December was the lowest level since December 2008. Freddie's serious delinquency rate peaked in February 2010 at [...]
Fri, Jan 30, 2015, Continue reading at the source
Investment Contributions
There are legitimate concerns about a strong dollar, and weak economic activity overseas, impacting U.S. exports and GDP growth. However, overall, the Q4 GDP report was solid.The key numbers are: 1) PCE increased at a 4.3% annual rate in Q4 (the two month method nails it again), and 2) [...]
Fri, Jan 30, 2015, Continue reading at the source
People lose perspective all the time when it comes to housing. In California we have this deeply rooted #YoLo movement where people are willing to spend every nickel in their wallet for rent or leveraging into a crap shack. The buy now or be priced out forever rhetoric [...]
Wed, Jan 28, 2015, Continue reading at the source
Millennials have a very different perspective on the housing market compared to their parents. I'm sure many a Millennial has talked with their parents and realizes that being chained to a massive mortgage is not exactly part of the American Dream. Beyond this difference in thought, many younger [...]
Sun, Jan 25, 2015, Continue reading at the source
Whenever the mainstream press talks about the housing market they rarely provide pictures of the crap that is selling. They speak in overall glossy trends with flowery language but fail to put a picture to what is actually selling in the market. The rent is already too damn [...]
Wed, Jan 21, 2015, Continue reading at the source
Last year there was a report highlighting that LA and Orange County ranked number one in being the bubbliest housing markets in the US. The report essentially found that people in the area lagged in income relative to housing values compared to folks in New York or San Francisco [...]
Sun, Jan 18, 2015, Continue reading at the source
Part of the puzzle of the mortgage meltdown has been the role of real estate brokers. Could real estate brokers have done more to prevent home buyers from making inappropriate purchases or using loans which were inherently too risky? The question has now been raised by the National Association of Exclusive [...]
Mon, Aug 03, 2009, Continue reading at the source
There's been considerable debate regarding the Home Valuation Code of Conduct (HVCC), the agreement to curb appraisal abuses worked out between New York Attorney General Andrew Cuomo, Fannie Mae, Freddie Mac and their then regulator, the Office of Federal Housing Enterprise Oversight (OFHEO). A number of leading real estate and lending [...]
Tue, Jul 14, 2009, Continue reading at the source
On RealTalk, a listserve with some 30,000+ agents and brokers, several relate that they have had bad experiences under the new Home Valuation Code of Conduct (HVCC) concept, something which only began May 1st. Why is anyone amazed? Combine a new and different program with a huge number of interactions and [...]
Tue, Jun 30, 2009, Continue reading at the source
There is now a new effort on Capitol Hill to increase the first-time buyer credit from $8,000 to $15,000. Under S1230, first-time buyers would be able to get a credit equal to as much as 10 percent of the purchase price, up to $15,000. Not only that, but the time the [...]
Thu, Jun 18, 2009, Continue reading at the source
Should you buy a home in the suburbs or downtown? In an established neighborhood or a new subdivision? One story or two? Stop wracking your brain trying to figure out ...Read Full Post [...]
Thu, May 29, 2014, Continue reading at the source
It might not occur to you to meet the neighbors before buying a home, but let's consider a few reasons why that's a good idea. First and foremost is the fact you could be living next door to these people for a long time, and who knows if you'll even like [...]
Tue, May 27, 2014, Continue reading at the source
So much can happen after the purchase offer is accepted that we real estate agents sometimes caution our buyers not to get overly excited too quickly. Not that it ever slows anybody down enough to carefully inquire about the next home buying steps. Nope, buyers are so jazzed and filled with [...]
Sun, May 25, 2014, Continue reading at the source
An experienced agent will tell a home buyer that seller repairs are not a guarantee in any transaction after a home inspection. A much better time to ask about seller repairs is during the offer stage. Particularly if the repair is an item a buyer can easily spot while walking [...]
Thu, May 22, 2014, Continue reading at the source
Real Estate Search for Smart Phones & Tablets
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The Information You Need from Day One in The Home Buying Process. Real Estate Search and Touch Navigation for your Smart Phone and Tablet Computer.