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INTRO to Robert Deane

The information you need when you need it

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I HAVE THREE GOALS:

My primary goal is to turn the on-line home buying experience from a time consuming and often frustrating search for information into convenient access to the information you need.

SECOND: In this challenging and quickly moving market  I provide you with the framework of knowledge to evaluate and respond to new information.

THIRD: To become your trusted advisor in the purchase of your next home. How do I intend to gain your trust? The old fashion way; I will earn it by proving my experience, knowledge and dedication to superior service.

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Orange County Market Report for January 2015 – with Interactive Stats

By Robert Owen Deane The Orange County Housing Market January 2015 With Interactive Statistics Review the Orange County Housing Market in a Glance. Here you will find all the important housing market information you need in one place. This interactive tool presents information on the Median Price, Unsold Inventory, Median Time on The Market and the Percent of ...

Alert! Renters, it’s time to consider home ownership.

By Robert Owen Deane Contact Robert The real estate market is beginning to move from a market strongly favoring seller’s, to a more balanced market.  If you been unable to buy a home because you could not compete with cash buyers or were frustrated by multiple offers on a limited inventory of homes, you may want to look ...

Pet-friendly residential design – The Pet Suite

Enjoy More Options with the Tandem Garage Smaller, narrower lots have largely brought the end to three garage doors in front of a home.  A three-car garage takes up a minimum of 30-feet. That’s fine when the lot is 70 or 80-feet wide; not when you are on a lot that is 40 or 50 feet wide. With the typical five-foot ...

Just for Kids – Show Your Cartoons in a Global Gallery | Slylock Fox

By Robert Owen Deane Slylock Fox I enjoy reading the Sunday Comics and one of my favorite cartoonists is Bob Weber Jr. He is the creator of Slylock Fox and Comics for Kids which include mystery puzzles, visual games, how-to-draw lessons and informative fun facts.  I keep Slylock Fox as my last cartoon, like a desert, as a treat. Of course I am doing “research” for my granddaughter, but ...

Newport Beach – A Surge in New Construction and Remodeling

By Robert Owen Deane This blog post addresses the age of the housing stock in Newport Beach and a critical fact you need to know when looking at listings on the Internet. Don’t build you opinion of a home based on the year built. The value of property in Newport Beach is so exceptional, homes don’t just age, they are constantly re-born. ...

 

 

My RSS Feeds
WASHINGTON (April 22, 2013) – Existing-home sales eased in March from inventory constraints, which continued to pressure home prices, according to the National Association of Realtors®. Total existing-home sales1, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, declined 0.6 percent to a seasonally adjusted annual rate of [...]
Mon, Apr 22, 2013, Continue reading at the source
WASHINGTON (February 25, 2013) – Major commercial real estate sectors continue to improve, albeit slowly, with gradual economic improvement and job creation driving absorption of space, according to the National Association of Realtors® quarterly commercial real estate forecast. Lawrence Yun, NAR chief economist, said rental housing demand has been exceptionally strong. [...]
Mon, Feb 25, 2013, Continue reading at the source
WASHINGTON (February 21, 2013) – Existing-home sales edged up in January, while a seller's market is developing and home prices continue to rise steadily above year-ago levels, according to the National Association of Realtors®. Sales rose in every region but the West, which is the region most constrained by limited [...]
Thu, Feb 21, 2013, Continue reading at the source
WASHINGTON (February 11, 2013) – A growing number of metropolitan areas had higher median home prices in the fourth quarter, with the national price showing the strongest year-over-year increase in seven years, according to the latest quarterly report by the National Association of Realtors®. A companion report shows record high [...]
Mon, Feb 11, 2013, Continue reading at the source
In the third estimate of real GDP growth for the fourth quarter of 2014 the Bureau of Economic Analysis (BEA) reported a seasonally adjusted annual rate of 2.2%, unchanged from the second estimate. The composition of growth changed marginally, but the overall performance of the economy in the fourth quarter [...]
Fri, Mar 27, 2015, Continue reading at the source
According to NAHB tabulations of the Census Bureau's quarterly data, property taxes constituted 39.7% of state and local tax receipts among major sources for 2014. Sales taxes had the second largest share at 27.8%, followed closely by individual income tax at 27.9%. At 4.6%, corporate income taxes held the smallest [...]
Fri, Mar 27, 2015, Continue reading at the source
Last month we reported that the contract rate on new home loans dipped below 4 percent in January, based on data released by the Federal Housing Finance Agency (FHFA). In February, the rate continued to decline, from 3.92 to 3.79 percent, as did the average initial fees and charges [...]
Thu, Mar 26, 2015, Continue reading at the source
Builders signed contracts on more homes last month than any time since early 2008, according to figures released by the Census Bureau and HUD. February seasonally adjusted annual new home sales topped out at a 539,000 annual pace, up 7.8% from a healthy 500,000 rate in January. In percentage terms, [...]
Wed, Mar 25, 2015, Continue reading at the source
Todays_re_news
Housingwire: HOPE NOW: 35,000 homeowners receive loan modificationsBy Brena SwansonAn estimated 35,000 homeowners received permanent, affordable loan modifications from mortgage servicers during the month, according to the January 2015 loan modification data from HOPE NOW. Los Angeles Times: Leased solar panels can complicate — or kill — a home saleBy Kenneth [...]
Mon, Mar 23, 2015, Continue reading at the source
Todays_re_news
Housingwire: HOPE NOW: 35,000 homeowners receive loan modificationsBy Brena SwansonAn estimated 35,000 homeowners received permanent, affordable loan modifications from mortgage servicers during the month, according to the January 2015 loan modification data from HOPE NOW. Los Angeles Times: Leased solar panels can complicate — or kill — a home saleBy Kenneth [...]
Mon, Mar 23, 2015, Continue reading at the source
For release:March 23, 2015 California pending home sales climb in February to post biggest annual increase in nearly six years Pending sales data for San Francisco Bay Area, Southern California, and Central Valley regions now included LOS ANGELES (March 23) – Pending home sales in California soared in February to record the first [...]
Mon, Mar 23, 2015, Continue reading at the source
For release:March 19, 2015 C.A.R. statement on Legislative Analyst's Office housing report LOS ANGELES (March 19) The CALIFORNIA ASSOCIATION OF REALTORS®' (C.A.R.) today issued the following statement on a report titled, "California's High Housing Costs: Causes and Consequences," released this week by California's Legislative Analyst's Office: "The Legislative Analyst's Office report on housing [...]
Thu, Mar 19, 2015, Continue reading at the source
Unofficial Problem Banks
This is an unofficial list of Problem Banks compiled only from public sources.Here is the unofficial problem bank list for March 2015. Changes and comments from surferdude808: Update on the Unofficial Problem Bank List for March 2015. During the month, the list fell from 357 institutions to 349 after [...]
Sat, Mar 28, 2015, Continue reading at the source
Hotel Occupancy Rate
From HotelNewsNow.com: STR: US hotel results for week ending 21 MarchThe U.S. hotel industry recorded positive results in the three key performance measurements during the week of 15-21 March 2015, according to data from STR, Inc.In year-over-year measurements, the industry's occupancy rose 3.2 percent to 69.3 percent. Average daily rate [...]
Fri, Mar 27, 2015, Continue reading at the source
From Fed Chair Janet Yellen: Normalizing Monetary Policy: Prospects and Perspectives. Excerpts: Why Might an Increase in the Federal Funds Rate Be Warranted Later This Year?The Committee's decision about when to begin reducing accommodation will depend importantly on how economic conditions actually evolve over time. Like most of [...]
Fri, Mar 27, 2015, Continue reading at the source
State Unemployment
From the BLS: Regional and State Employment and Unemployment SummaryRegional and state unemployment rates were little changed in February. Twenty-six states had unemployment rate decreases from January, 6 states and the District of Columbia had increases, and 18 states had no change, the U.S. Bureau of Labor Statistics reported today.... [...]
Fri, Mar 27, 2015, Continue reading at the source
L.A. is the most unaffordable housing market in the entire country. Beyond the pretense that everyone is rich and has money stashed in their backyards being guarded by Chihuahuas with cubic zirconia necklaces, most in California are living deep in debt. Those buying homes today are either investors, [...]
Fri, Mar 27, 2015, Continue reading at the source
The financial system is gearing up for providing maximum leverage to those willing to take the dive and purchase a crap shack. Low down payment loans are now making their way back into the system and the machinery of credit is flowing nicely. I'm sure many of you [...]
Tue, Mar 24, 2015, Continue reading at the source
I love when mortgage products get creative in their titles. We had those wonderful “option ARMs” that basically gave you the option to not pay your mortgage principal. But what people forget beyond the egregious toxic mortgages, most foreclosures hit people with vanilla 30-year fixed mortgages. That [...]
Fri, Mar 20, 2015, Continue reading at the source
People rarely think about the cost of living and how it impacts their long-term economic future. The Bay Area may seem expensive but incomes in the area do justify some higher prices (maybe not to current levels but that is how the market responds). That is why, the [...]
Tue, Mar 17, 2015, Continue reading at the source
Part of the puzzle of the mortgage meltdown has been the role of real estate brokers. Could real estate brokers have done more to prevent home buyers from making inappropriate purchases or using loans which were inherently too risky? The question has now been raised by the National Association of Exclusive [...]
Mon, Aug 03, 2009, Continue reading at the source
There's been considerable debate regarding the Home Valuation Code of Conduct (HVCC), the agreement to curb appraisal abuses worked out between New York Attorney General Andrew Cuomo, Fannie Mae, Freddie Mac and their then regulator, the Office of Federal Housing Enterprise Oversight (OFHEO). A number of leading real estate and lending [...]
Tue, Jul 14, 2009, Continue reading at the source
On RealTalk, a listserve with some 30,000+ agents and brokers, several relate that they have had bad experiences under the new Home Valuation Code of Conduct (HVCC) concept, something which only began May 1st. Why is anyone amazed? Combine a new and different program with a huge number of interactions and [...]
Tue, Jun 30, 2009, Continue reading at the source
There is now a new effort on Capitol Hill to increase the first-time buyer credit from $8,000 to $15,000. Under S1230, first-time buyers would be able to get a credit equal to as much as 10 percent of the purchase price, up to $15,000. Not only that, but the time the [...]
Thu, Jun 18, 2009, Continue reading at the source
Should you buy a home in the suburbs or downtown? In an established neighborhood or a new subdivision? One story or two? Stop wracking your brain trying to figure out ...Read Full Post [...]
Thu, May 29, 2014, Continue reading at the source
It might not occur to you to meet the neighbors before buying a home, but let's consider a few reasons why that's a good idea. First and foremost is the fact you could be living next door to these people for a long time, and who knows if you'll even like [...]
Tue, May 27, 2014, Continue reading at the source
So much can happen after the purchase offer is accepted that we real estate agents sometimes caution our buyers not to get overly excited too quickly. Not that it ever slows anybody down enough to carefully inquire about the next home buying steps. Nope, buyers are so jazzed and filled with [...]
Sun, May 25, 2014, Continue reading at the source
An experienced agent will tell a home buyer that seller repairs are not a guarantee in any transaction after a home inspection. A much better time to ask about seller repairs is during the offer stage. Particularly if the repair is an item a buyer can easily spot while walking [...]
Thu, May 22, 2014, Continue reading at the source
Real Estate Search for Smart Phones & Tablets
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The Information You Need from Day One in The Home Buying Process. Real Estate Search and Touch Navigation for your Smart Phone and Tablet Computer.